A portfolio designed around your unique situation is most likely to deliver the results you’re hoping for, with risk and growth suited to your goals. The best way to create a portfolio that performs that way is to speak to a financial advisor who’s ready to listen—like Morgan Money Management.
Our approach is built around what our clients have told us works for them. It can work for you and your portfolio, too.
Most financial advisors will ask you a few questions as they prepare to help you buy the stocks and bonds that will best serve your goals. But a fiduciary at Morgan Money Management will do more than that. Here’s a brief look at our portfolio-building process:
We ask questions to gain a deep understanding of your current financial situation, including your income, expenses, assets, liabilities, and existing investments.
How do you want to spend your retirement? What are your short-term and long-term goals? Do you plan to buy a home, fund your education, or start a business? The answers to these questions (and more) will help us to recommend a portfolio that delivers on your expectations.
Your financial advisor will consider your investment experience, time horizon, and comfort level with market fluctuations. Then we can suggest the appropriate mix of stocks, bonds, and other assets.
Now it’s time to develop a portfolio and a plan personalized to you. This includes how much of your assets will be held in stocks, bonds, cash, etc., and how your money will be diversified across various asset classes and sectors with specific investment vehicles.
Your portfolio is not meant to be set and forgotten about. As your goals and risk tolerance evolve, so should your investment choices. This often involves periodically rebalancing asset allocations. At Morgan Money Management, we check in with you and review your portfolio regularly.
We keep your tax burden in mind when constructing your portfolio. This will minimize your tax liabilities and maximize after-tax returns.
None of your questions should ever go unanswered, and you should feel as educated as you wish to be when it comes to your investments. We’re always happy to talk about investment concepts, strategies, and market dynamics so you can feel empowered to make informed decisions.
If you need to consolidate your retirement plans, make sure you’re on track for a comfortable retirement, or improve your income situation, we have services to help with all of that and more.
If it’s an investment concern, we’re ready to develop a plan to help you feel more confident in your financial future. Isn’t it time to stop worrying about your money? It all starts with a consultation.
